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Who is affected. The evidence. The risk. What to do now.

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Ten topics, one promise: who is affected, the evidence, the risk, what to do now.

  1. Online scam

    Scam texts, fake parcel notices, fake bank advisers, phishing emails: the tell-tale signs, the official evidence and the move that protects your account.

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  2. Banking and payment fraud

    Unauthorised card payment, hacked card, fake bank transfer, direct debit fraud: the exact order of steps, your refund rights and the deadlines.

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  3. Product recall

    Food, toy, cosmetic or appliance product recalls: brand, batch number, GTIN, use-by date, real risk and refund, based on official recall notices.

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  4. Hidden fees and subscriptions

    Hidden fees, free trials that quietly turn paid, subscriptions you cannot cancel: what the law says, the evidence and how to get your money back.

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  5. Warranty, delivery, redress

    Parcel not delivered, faulty product, refund refused: legal warranty, deadlines, template letters and the remedies that work, no lawyer needed.

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  6. Data breach

    Data breach at a telecom, a bank or a website: are you affected, what exactly leaked, and what to change first depending on your level of risk.

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  7. Anatomy of a scam

    How a scam works, step by step: the script, the pressure levers, the signs that give it away. Never a how-to for fraudsters, only recognition.

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  8. Justice and resolution

    They won against a bank, a telecom or a landlord: the court decision, the steps they took, the deadlines and what you can reproduce yourself.

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  9. Public services

    Public services, forgotten rights, missing documents, expiring deadlines: what to do, in the right order, with links to the official pages.

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  10. Household money

    Unclaimed benefits, bank fees, rule changes, dates not to miss: household money explained simply and verified, with no investment advice.

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